Posted on November 21, 2008 by subfivemiler
We have all seen them or heard them.
The financial “experts” out there who either post a podcast or blog entry who give a few bullet points of how to get out of debt.
I am not saying that these people are not bright or trustworthy….in fact, I guarantee most of them know more about money than [...]
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Posted on November 11, 2008 by subfivemiler
You see them often…..on PPC ads, banner ads, organic listings, etc “Instant Approval!”
I am referring to the Instant Approval Offer you see for credit cards everywhere.
Well here is the truth.
The percentage of people that can get this “instant approval” is less than 20%……& I am being generous.
Let me tell you what I am not saying.
These [...]
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Posted on November 7, 2008 by subfivemiler
The numbers range all over the place, some say the average American has 3 credit cards, some say 8? The bottom line, is that the average American has too many credit cards. Dont get me wrong, I love credit cards, we use them all the time. But like anything, they have to be used wisely. [...]
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Posted on November 5, 2008 by subfivemiler
The title says it all. This doesnt make it a bad card, but if you read some previous reviews or go to some other websites, you might see some conflicting info.
Bottom line; In october, Discover credit cards took out the $75 fee cap. the fee is 3% is is fairly standard. This is still a [...]
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Posted on November 3, 2008 by subfivemiler
As of October 29, 2008 the Federal Reserve has lowered Prime Rate to 4.00%.
How does this affect you. When you see a credit card offer that says “prime + 4.99%” , you know your APR is going to be (as of oct 29) 8.99%. Not bad. some of these cards can be hard to apply for, [...]
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Posted on September 1, 2008 by subfivemiler