I know that most credit cards have a good system of checks & balances to look for possible fraudulent activity on your credit card; however I experienced the superior fraud protection of the Advanta Platinum credit card this past weekend.
I took a bunch of kids from my church youth group on a retreat up to bar harbor, maine…..roughly a 6 hour drive for us. We had 4 vehicles (35 people), including a 15 passenger van with a V-10 engine……SO, I need not mention that a major expense for us was fuel.
At one point, we pulled into a fuel station, & I had the other 3 vehicles pull up to pumps. To keep expense reports simple, my plan was to run my card on all 4 pumps & let everyone fuel up, then all expenses would be on one sheet.
On the 3rd pump, the card wouldn’t go through.
Most people would see this as an inconvenience……not me, I was smiling because I knew why the card wasnt going through. In those few seconds, Advanta picked up a pattern that could possibly be fraudulent.
In the end, I was able to get the attendant to manually start the pump for me & he ran my credit card inside, an inconvenience that I had no problem dealing with.
If that wasn’t enough….today, the phone rang & it was Advanta verifying the purchases with me. ALL 4….& then some.
If you have a small business…..or even if you don’t (just put your name in the “business name” spot when applying & use your social security # as a Tax ID) I highly recommend this card. I am by no means a spokesperson, nor a celebrity; just a regular guy who appreciates that in a world/government that seems to be against, honest, hard working, regular Americans, there are still companies that really do look out for you.
Oh ya, what drove me to the card in the first place????? the 7.99% APR How good is that?
Obviously, we study credit card terms over here….so we see alot of them. While they always had attrative terms, that experience shows that this company really has it together (I doubt they’ll be looking for a bail out!!)
Seriously, I do not why the Advanta Credit Card isn’t in everyone’s wallet.
Until next time,
cb
Filed under: business credit cards, consumer credit cards, credit card protection | Tagged: apply for business credit card, best credit card offers, fraud protection credit card
[...] Professional Finance Article Site: On this site, you can find all the related finance articles. You … wrote an interesting post today onHere’s a quick excerptthe most fraud proof credit card ever? Posted on November 17, 2008 by subfivemiler I know that most credit cards have a good system of checks & balances to look for possible fraudulent activity on your credit card; however I experienced the superior fraud protection of the Advanta Platinum credit card this past weekend. I took a bunch of kids from my church youth group on a retreat up to bar harbor, maine…..roughly a 6 hour drive for us. We had 4 vehicles (35 people), including a 15 pa [...]
[...] Go to the author’s original blog: the most fraud proof credit card ever? [...]
[...] Go to the author’s original blog: the most fraud proof credit card ever? « A blog about credit cards? [...]